:root{
  --green:#268FCD; --green-dark:#1c6fa3; --green-light:#e7f3fb;
  --accent:#5fa833; --accent-dark:#4f8c2c;
  --ink:#233440; --muted:#5a6874; --bg:#ffffff; --soft:#f4f8fc;
  --line:#e0ebf3; --radius:16px; --shadow:0 10px 30px rgba(20,90,150,.12);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Segoe UI',system-ui,-apple-system,Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.65;font-size:18px}
h1,h2,h3{line-height:1.2;font-weight:800;color:var(--green-dark)}
h2{font-size:2rem;margin-bottom:.5rem}
h3{font-size:1.25rem}
p{color:var(--muted)}
a{color:inherit;text-decoration:none}
.wrap{max-width:1140px;margin:0 auto;padding:0 22px}
section{padding:76px 0}
.eyebrow{color:var(--accent-dark);font-weight:700;text-transform:uppercase;
  letter-spacing:.08em;font-size:.82rem;margin-bottom:.4rem;display:block}
.btn{display:inline-block;padding:15px 28px;border-radius:50px;font-weight:700;
  font-size:1rem;cursor:pointer;border:none;transition:.2s;text-align:center}
.btn-primary{background:var(--accent);color:#fff}
.btn-primary:hover{background:var(--accent-dark);transform:translateY(-2px)}
.btn-ghost{background:#fff;color:var(--green-dark);border:2px solid var(--green)}
.btn-ghost:hover{background:var(--green-light)}

/* top bar */
.topbar{background:var(--green-dark);color:#d3e7f5;font-size:.9rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;
  padding-top:8px;padding-bottom:8px;flex-wrap:wrap;gap:6px}
.topbar a{color:#fff;font-weight:700}

/* header */
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);
  backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.logo{display:flex;align-items:center;gap:12px;font-weight:800;font-size:1.15rem;color:var(--green-dark)}
.logo .mark{width:42px;height:42px;border-radius:12px;background:var(--green);
  display:grid;place-items:center;color:#fff;font-size:1.3rem}
.nav-links{display:flex;gap:26px;align-items:center}
.nav-links a{font-weight:600;color:var(--ink);font-size:.98rem}
.nav-links a:hover{color:var(--green)}
.nav-links a.active{color:var(--green);border-bottom:2px solid var(--green);padding-bottom:2px}
.nav .btn{padding:11px 22px}
.burger{display:none;font-size:1.6rem;background:none;border:none;cursor:pointer;
  color:var(--green-dark);line-height:1;padding:6px 10px;border-radius:8px}
.burger:hover{background:var(--green-light)}

/* Sprunglink für Screenreader/Tastatur */
.skip-link{position:absolute;left:-9999px;top:0;z-index:100;background:var(--accent);
  color:#fff;padding:12px 20px;border-radius:0 0 10px 0;font-weight:700}
.skip-link:focus{left:0}

/* sichtbarer Tastatur-Fokus */
a:focus-visible,button:focus-visible,input:focus-visible,
textarea:focus-visible,[tabindex]:focus-visible{
  outline:3px solid var(--accent);outline-offset:2px;border-radius:4px}

/* Nutzer mit reduzierter Bewegung */
@media (prefers-reduced-motion: reduce){
  *{animation:none !important;transition:none !important;scroll-behavior:auto !important}
  .card:hover,.chip:hover,.btn-primary:hover{transform:none}
}

/* hero */
.hero{background:linear-gradient(135deg,var(--green-light) 0%,#f7fbf9 60%);position:relative;overflow:hidden;padding:36px 0 48px}
.hero .grid{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}
.hero h1{font-size:3rem;color:var(--green-dark)}
.hero p.lead{font-size:1.2rem;margin:20px 0 28px;color:#3f524c}
.hero .cta{display:flex;gap:14px;flex-wrap:wrap}
.badges{display:flex;gap:26px;margin-top:34px;flex-wrap:wrap}
.badge b{display:block;font-size:1.9rem;color:var(--green);font-weight:800}
.badge span{font-size:.9rem;color:var(--muted)}
.hero-card{background:#fff;border-radius:24px;box-shadow:var(--shadow);padding:32px;border:1px solid var(--line)}
.hero-card .pic{height:220px;border-radius:16px;
  background:linear-gradient(135deg,#2f9bd6,#1c6fa3);display:grid;place-items:center;color:#fff;text-align:center;padding:20px}
.hero-card .pic svg{width:70px;height:70px;opacity:.95}
.hero-card ul{list-style:none;margin-top:20px;display:grid;gap:12px}
.hero-card li{display:flex;gap:10px;align-items:flex-start;font-weight:600;color:var(--ink);font-size:1rem}
.check{color:var(--green);font-weight:900;flex-shrink:0}

/* page hero (subpages) */
.page-hero{background:linear-gradient(135deg,var(--green-light) 0%,#f7fbf9 60%);padding:64px 0 54px}
.page-hero h1{font-size:2.6rem}
.page-hero p{font-size:1.15rem;max-width:720px;margin-top:14px;color:#3f524c}
.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:14px}
.crumbs a{color:var(--green);font-weight:600}

/* trust strip */
.strip{background:var(--green);color:#eaf4fb}
.strip .wrap{display:flex;justify-content:space-around;gap:20px;flex-wrap:wrap;text-align:center;padding:26px 22px}
.strip .item b{font-size:1.05rem;color:#fff}
.strip .item span{display:block;font-size:.85rem;opacity:.85}

/* cards */
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:38px}
.cards.c3{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:28px 24px;transition:.2s}
.card:hover{box-shadow:var(--shadow);transform:translateY(-4px);border-color:#cfe3f2}
.card .ico{width:52px;height:52px;border-radius:14px;background:var(--green-light);
  display:grid;place-items:center;margin-bottom:16px;color:var(--green)}
.card h3{margin-bottom:8px}
.card p{font-size:.98rem}
.section-head{text-align:center;max-width:680px;margin:0 auto}

/* detail rows (leistungen) */
.detail{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center;margin-top:44px}
.detail:nth-child(even) .detail-txt{order:2}
.detail-media{background:linear-gradient(135deg,#2f9bd6,#1c6fa3);border-radius:20px;
  min-height:260px;display:grid;place-items:center;color:#fff}
.detail-media svg{width:90px;height:90px;opacity:.9}
.detail ul{list-style:none;display:grid;gap:10px;margin-top:16px}
.detail li{display:flex;gap:10px;color:var(--ink);font-weight:500}

/* steps */
.soft{background:var(--soft)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:40px}
.step{background:#fff;border-radius:var(--radius);padding:30px 26px;border:1px solid var(--line);position:relative}
.step .num{width:46px;height:46px;border-radius:50%;background:var(--accent);color:#fff;
  font-weight:800;display:grid;place-items:center;font-size:1.2rem;margin-bottom:16px}

/* why / split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.why-list{list-style:none;display:grid;gap:18px;margin-top:20px}
.why-list li{display:flex;gap:14px;align-items:flex-start}
.why-list .check{background:var(--green);color:#fff;width:28px;height:28px;border-radius:50%;
  display:grid;place-items:center;font-size:.9rem}
.why-list b{color:var(--ink)}
.finance{background:var(--green-dark);color:#eaf4fb;border-radius:24px;padding:38px}
.finance h3{color:#fff}
.finance p{color:#cfe6f6}
.finance .tag{display:inline-block;background:rgba(255,255,255,.14);padding:6px 14px;border-radius:50px;font-size:.85rem;margin-bottom:14px;color:#fff}

/* testimonials */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:38px}
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}
.quote .stars{color:var(--accent);font-size:1.1rem;margin-bottom:10px}
.quote p{color:var(--ink);font-style:italic}
.quote .who{margin-top:14px;font-weight:700;color:var(--green-dark);font-style:normal;font-size:.95rem}

/* jobs */
.jobs{background:linear-gradient(135deg,var(--green) 0%,var(--green-dark) 100%);color:#fff}
.jobs h2{color:#fff}
.jobs p{color:#d3e7f5}
.jobs .grid{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:center}
.job-perks{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:22px}
.job-perks li{display:flex;gap:10px;font-weight:600;font-size:.98rem}
.job-perks .check{color:var(--accent)}
.job-box{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:20px;padding:32px}
.job-box h3{color:#fff}

/* job listings */
.joblist{display:grid;gap:18px;margin-top:38px}
.jobrow{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 28px;
  display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.jobrow h3{margin-bottom:4px}
.jobrow .meta{font-size:.9rem;color:var(--muted)}
.jobrow .tags{display:flex;gap:8px;flex-wrap:wrap;margin-top:8px}
.jobrow .t{background:var(--green-light);color:var(--green-dark);padding:4px 12px;border-radius:50px;font-size:.8rem;font-weight:600}

/* areas */
.areas .chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px;justify-content:center}
.chip{background:var(--soft);border:1px solid var(--line);padding:8px 16px;border-radius:50px;
  font-size:.9rem;font-weight:600;color:var(--green-dark);transition:.15s;cursor:default}
.chip:hover{background:var(--green);color:#fff;border-color:var(--green);transform:translateY(-2px)}
.chip[data-b]{cursor:pointer}
.chip.is-on{background:var(--accent);color:#fff;border-color:var(--accent);transform:translateY(-2px)}
.chip:focus-visible{outline:3px solid var(--accent);outline-offset:2px}

/* logo image */
.logo img{height:48px;width:auto;display:block}
@media(max-width:560px){.logo img{height:40px}}

/* hero illustration */
.hero-illu-wrap{position:relative;width:100%;max-width:600px;margin:0 auto;overflow:hidden}
.hero-illu{width:100%;height:auto;object-fit:contain;display:block}
.hero-car{position:absolute;left:-16%;bottom:7%;width:13%;height:auto;animation:heroDrive 8s linear infinite}
.hero-car .arm{transform-box:fill-box;transform-origin:bottom left;animation:heroWave 1s ease-in-out infinite}
@keyframes heroDrive{0%{left:-16%}100%{left:104%}}
@keyframes heroWave{0%,100%{transform:rotate(0)}50%{transform:rotate(-22deg)}}
@media (prefers-reduced-motion:reduce){.hero-car{animation:none;left:34%}.hero-car .arm{animation:none}}
.rot{color:var(--accent);display:inline-block;min-width:3ch;transition:opacity .32s ease, transform .32s ease}

/* flow (So einfach geht's) */
.flow{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;margin-top:44px}
.flow .fitem{text-align:center;position:relative}
.flow .circle{width:116px;height:116px;border-radius:50%;background:var(--green);
  color:#fff;display:grid;place-items:center;margin:0 auto 18px;box-shadow:0 8px 22px rgba(38,143,205,.28)}
.flow .circle svg{width:50px;height:50px}
.flow .step-no{position:absolute;top:0;left:50%;transform:translateX(34px);
  width:30px;height:30px;border-radius:50%;background:var(--accent);color:#fff;
  font-weight:800;font-size:.9rem;display:grid;place-items:center;border:3px solid #fff}
.flow h3{font-size:1.05rem;margin-bottom:6px}
.flow .fitem p{font-size:.95rem}
.flow .fitem p b{color:var(--accent-dark)}
@media(max-width:900px){.flow{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.flow{grid-template-columns:1fr}}

/* Leistungsrechner "Was steht mir zu?" */
.rk-grades{display:flex;gap:10px;flex-wrap:wrap;justify-content:center;margin:28px 0 8px}
.rk-grade{border:2px solid var(--line);background:#fff;border-radius:14px;padding:12px 20px;
  cursor:pointer;font-weight:700;font-size:1rem;color:var(--green-dark);transition:.15s;min-width:120px;text-align:center}
.rk-grade small{display:block;font-weight:500;font-size:.78rem;color:var(--muted)}
.rk-grade:hover{border-color:var(--green)}
.rk-grade.is-on{background:var(--green);border-color:var(--green);color:#fff}
.rk-grade.is-on small{color:#e7f3fb}
.rk-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;margin-top:26px}
.rk-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;position:relative}
.rk-card .ico{width:44px;height:44px;border-radius:12px;background:var(--green-light);
  display:grid;place-items:center;color:var(--green);margin-bottom:12px}
.rk-card h3{font-size:1.02rem;margin-bottom:4px}
.rk-card .amount{font-size:1.7rem;font-weight:800;color:var(--green-dark);line-height:1.1}
.rk-card .amount small{font-size:.85rem;font-weight:600;color:var(--muted)}
.rk-card p{font-size:.9rem;margin-top:6px}
.rk-card.muted{opacity:.55}
.rk-card.muted .amount{color:var(--muted)}
.rk-disclaimer{background:var(--soft);border:1px dashed var(--line);border-radius:12px;
  padding:16px 20px;margin-top:26px;font-size:.88rem;color:var(--muted)}
.rk-sum{text-align:center;margin-top:22px;font-size:1.05rem;color:var(--ink)}
.rk-sum b{color:var(--green-dark)}

/* interaktive Stadtbezirks-Karte */
.map-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:44px;align-items:center}
.map-box{width:100%}
.muc-svg{width:100%;height:auto;display:block;overflow:visible}
.muc-b{fill:var(--green);stroke:#fff;stroke-width:2.2;cursor:pointer;outline:none;
  transform-box:fill-box;transform-origin:center;
  transition:fill .2s ease, transform .2s ease, filter .2s ease}
.muc-b:hover,.muc-b.is-on,.muc-b:focus{fill:var(--accent);
  transform:scale(1.04);filter:drop-shadow(0 6px 10px rgba(20,90,150,.35))}
.muc-wrap{position:relative}
.muc-tip{position:absolute;pointer-events:none;z-index:5;background:var(--green-dark);
  color:#fff;font-weight:700;font-size:.9rem;padding:7px 13px;border-radius:8px;
  white-space:nowrap;transform:translate(-50%,-140%);opacity:0;transition:opacity .12s ease;
  box-shadow:0 6px 18px rgba(20,90,150,.3)}
.muc-tip::after{content:"";position:absolute;left:50%;top:100%;transform:translateX(-50%);
  border:6px solid transparent;border-top-color:var(--green-dark)}
.muc-tip.show{opacity:1}
.muc-lbl{font-family:'Segoe UI',system-ui,sans-serif;font-weight:800;font-size:19px;fill:#fff;
  paint-order:stroke;stroke:var(--green-dark);stroke-width:4.5px;stroke-linejoin:round;
  text-anchor:middle;pointer-events:none;opacity:0;transition:opacity .18s}
.muc-lbl.on{opacity:1}
#muc-car{pointer-events:none;opacity:0;transition:transform .12s ease-out, opacity .18s ease}
#muc-car .arm{transform-box:fill-box;transform-origin:bottom right;animation:mucwave .5s ease-in-out infinite alternate}
@keyframes mucwave{from{transform:rotate(0deg)}to{transform:rotate(-40deg)}}
.muc-lbl{transition:opacity .18s ease}
@media (prefers-reduced-motion: reduce){#muc-car{transition:opacity .18s}#muc-car .arm{animation:none}}
.map-live{background:#fff;border:1px solid var(--line);border-radius:14px;
  padding:16px 20px;margin:22px 0;box-shadow:var(--shadow);min-height:76px}
.map-live b{display:block;color:var(--green-dark);font-size:1.35rem;line-height:1.25}
.map-live span{color:var(--muted);font-size:.92rem}
.map-legend{display:flex;gap:18px;margin-top:10px;flex-wrap:wrap;font-size:.85rem;color:var(--muted)}
.map-legend i{width:14px;height:14px;border-radius:4px;display:inline-block;margin-right:6px;vertical-align:-2px}
@media(max-width:900px){.map-grid{grid-template-columns:1fr}}

/* areas banner */
.areas-banner{display:flex;gap:16px;align-items:center;justify-content:center;
  background:var(--green-light);border:1px solid var(--line);border-radius:16px;
  padding:18px 26px;max-width:720px;margin:0 auto 6px}
.areas-banner .ico{width:52px;height:52px;border-radius:50%;background:var(--green);
  color:#fff;display:grid;place-items:center;flex-shrink:0}
.areas-banner b{color:var(--green-dark);display:block;font-size:1.05rem}
.areas-banner span{color:var(--muted);font-size:.95rem}

/* contact */
.contact{background:var(--green-light)}
.contact .grid{display:grid;grid-template-columns:1fr 1fr;gap:44px}
.cinfo .row{display:flex;gap:14px;align-items:flex-start;margin-bottom:22px}
.cinfo .ico{width:46px;height:46px;border-radius:12px;background:#fff;display:grid;place-items:center;color:var(--green);flex-shrink:0}
.cinfo b{display:block;color:var(--green-dark)}
.cinfo a,.cinfo span{color:var(--muted)}
form{background:#fff;border-radius:20px;padding:30px;box-shadow:var(--shadow)}
form label{display:block;font-weight:600;margin:14px 0 6px;font-size:.92rem;color:var(--ink)}
form input,form textarea{width:100%;padding:13px 15px;border:1px solid var(--line);
  border-radius:10px;font-size:1rem;font-family:inherit}
form input:focus,form textarea:focus{outline:2px solid var(--green);border-color:transparent}
form .btn{width:100%;margin-top:20px}
.hint{font-size:.82rem;color:var(--muted);margin-top:12px}
.consent{display:flex;gap:10px;align-items:flex-start;margin-top:16px;font-size:.85rem;
  color:var(--muted);font-weight:400;cursor:pointer;line-height:1.5}
.consent input{width:20px;height:20px;flex-shrink:0;margin-top:1px;accent-color:var(--green);cursor:pointer}
.consent a{color:var(--green);font-weight:600}

/* prose (legal pages) */
.prose{max-width:820px;margin:0 auto}
.prose h2{font-size:1.5rem;margin:34px 0 10px}
.prose h3{font-size:1.15rem;margin:22px 0 6px;color:var(--ink)}
.prose p{margin-bottom:12px;color:var(--ink)}
.prose a{color:var(--green);font-weight:600}
.prose .ph{background:#fff6ec;border:1px dashed var(--accent);color:var(--accent-dark);
  padding:2px 8px;border-radius:6px;font-weight:700;font-size:.9em}
.note{background:var(--green-light);border-left:4px solid var(--green);border-radius:8px;
  padding:16px 20px;margin:20px 0;font-size:.95rem;color:var(--ink)}

/* footer */
footer{background:var(--green-dark);color:#b9d5ea;padding:56px 0 26px}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}
footer h4{color:#fff;margin-bottom:14px;font-size:1.05rem}
footer a{color:#b9d5ea;display:block;margin-bottom:8px;font-size:.94rem}
footer a:hover{color:#fff}
.fbottom{border-top:1px solid rgba(255,255,255,.14);margin-top:40px;padding-top:22px;
  display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.85rem}

/* schwebende Kontakt-/Social-Leiste rechts */
.railbar{position:fixed;right:0;top:50%;transform:translateY(-50%);z-index:65;
  display:flex;flex-direction:column;gap:2px}
.railbar a,.railbar button{width:52px;height:52px;border:none;cursor:pointer;
  background:var(--green);color:#fff;display:grid;place-items:center;transition:.15s}
.railbar a:hover,.railbar button:hover{background:var(--accent)}
.railbar a:first-child{border-top-left-radius:12px}
.railbar a:last-child,.railbar button:last-child{border-bottom-left-radius:12px}
.railbar svg{width:22px;height:22px}
.railbar .totop{display:none}
.railbar .totop.show{display:grid}
@media(max-width:600px){.railbar{display:none}}

/* floating call */
.fab{position:fixed;bottom:22px;right:22px;z-index:60;background:var(--accent);color:#fff;
  padding:15px 24px;border-radius:50px;font-weight:800;box-shadow:0 8px 24px rgba(95,168,51,.45);display:none}

@media(max-width:900px){
  .hero .grid,.split,.jobs .grid,.contact .grid,.detail{grid-template-columns:1fr}
  .detail:nth-child(even) .detail-txt{order:0}
  .cards,.cards.c3,.quotes{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr 1fr}
  .nav-links{display:none}
  .nav-links.is-open{display:flex;flex-direction:column;align-items:stretch;gap:14px;
    position:absolute;top:72px;right:22px;left:22px;background:#fff;padding:20px 22px;
    border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow)}
  .nav-links.is-open a{padding:6px 0;font-size:1.05rem}
  .nav-links.is-open a.btn{padding:14px 22px;text-align:center;margin-top:6px}
  .burger{display:block}
  .hero h1{font-size:2.2rem}
  .page-hero h1{font-size:2rem}
  .fab{display:inline-block}
}
@media(max-width:560px){
  .cards,.cards.c3,.quotes,.job-perks,.fgrid{grid-template-columns:1fr}
  h2{font-size:1.6rem}
  section{padding:54px 0}
}

.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:6px 20px;margin-bottom:12px}
.faq summary{font-weight:700;color:var(--green-dark);cursor:pointer;padding:14px 0;font-size:1.05rem}
.faq p{padding-bottom:14px}
